Guide for Home Buyer's in Texas | Johnny Apple Real Estate

Your Ultimate Home Buying Guide

Buying a home is one of the most exciting—and sometimes overwhelming—journeys you’ll embark on. But guess what? With us, it doesn’t have to be. We’re here to guide you every step of the way, from the first search to the final signature.

Not Sure Where to Start?

We've simplified the buying process for you in this complimentary buyer's guide. Find out what happens at each stage of the process, the documents you need for pre-approval, and more.

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We believe in Happy Clients

We measure our success by the satisfaction of our clients. With a focus on personalized service and delivering exceptional results, we’ve helped countless families and individuals find their perfect homes or sell with confidence. Discover the difference that dedicated service and local expertise can make.

The Buying Process

We utilize all available resources to ensure you feel comfortable and well-informed throughout the home-buying process.

The Search

Start by determining how much you can comfortably spend on a home. If you’re financing, get pre-approved by a lender to know your budget. For cash buyers, be ready to show proof of assets. Remember, even with financing, you’ll need cash for a down payment, typically ranging from 5% to 20% of the total loan amount, depending on the type of financing.

Contract & Due Diligence

Once you’ve found a home, the seller’s attorney will prepare a contract for your review. With the help of your agent and attorney, you’ll conduct due diligence on the property. This includes inspections, appraisals, title searches, and land surveys to ensure there are no hidden issues.

Mortgage & Approval

If pre-approved, the mortgage process becomes simpler. Submit a mortgage application using the executed contract, providing employment, asset, debt, and income information, along with details about the home. You can apply with the bank that pre-approved you or explore other lenders for better rates.

Closing & Move-In

After mortgage approval, the closing date is set. Your attorney coordinates with the seller’s side and the bank. Once closing is complete, you’ve officially purchased your new home. It’s time to celebrate your successful home search and move in!

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.

Johnny was always available for home tours. His responsiveness was incredible. If he didn’t pick up, he always called back no longer than 5 minutes later. Seriously. I purchased a newly constructed condo, so it wasn’t a straightforward d...

Sidney C.

Sidney C.Buyer

Johnny will work with you to make your desires a reality. Johnny is also very well versed at dealing with other real estate agents. When there were disagreements about certain verbiage in documents, Johnny was patient and worked through ...

Brad Kilgore

Brad KilgoreWorks well with everyone!

Johnny was 15 out of 10! He bent over backward for us. We started looking in Ft. Worth, but after 3 months it wasn’t working out, so even though he’s based in and lives in Frisco he was more than willing to continue to work with us when ...

Alexis W.

Alexis W. Going the Extra Mile, Every Time

Johnny changed a lot for us. He realized we didn’t have anyone managing our finances or looking at what loans we could afford. He introduced us to Frank at Novus Home Loans, who significantly changed our lives and allowed us to dream aga...

Taylor Halcom

Taylor HalcomTransforming Finances, Elevating Experiences

I will pass your name and number to friends and acquaintances who are ready to make a move in the area. You truly are the top in your field.

Paul B.

Paul B.Top in the Field!

We were so lucky to have Johnny and his team. Their attention to detail and understanding of our needs were incredible. They helped us navigate the market and find a home we absolutely love. So much kindness and expertise made all the di...

Richard Tracy

Richard Tracy"attention to detail"

Johnny’s team came highly recommended by a friend, and they did not disappoint! They made us feel at ease during the entire home-buying process. Always just a phone call away, they went out of their way to make sure we were comfortable w...

Joe Jackson

Joe Jackson"highly recommended by a friend"

We were nervous about selling in a buyer’s market, but Johnny’s team knew how to make our house stand out. Their marketing was outstanding, and they worked tirelessly to generate interest. We got an offer sooner than expected, and they n...

Skylar Adams

Skylar Adams“Expertly Selling in Any Market.”

Working with Johnny and his team was an absolute pleasure! They made buying our home such a seamless and enjoyable experience. Not only are they incredibly skilled, but they also truly care about their clients. Throughout the process, th...

Toshie Kahane

Toshie KahaneMore Than Agents—A Caring Team

When we realized our little starter home was becoming too cramped for our growing family, we knew it was time to upgrade. But we had no idea where to start. Johnny’s team came highly recommended by a friend, and from our first meeting, w...

Victor Batista

Victor BatistaBuyer

Johnny is awesome! If you’re looking for a new house purchase, your search ends here. He’s the guy who will put you and your family in your blessed nest. 🏡🏠🏘️

Bruno Ferreira

Bruno FerreiraBuyer

In working with Johnny Apple, I found him to be a person who knows his stuff, cares about people, has integrity, and gets things done! - Recommended without hesitation!

Libby Briscoe

Libby BriscoeBuyer

Johnny is stellar, personable, and on top of his game! In this waving market, he brought peace of mind that helped us through finding our dream home.

Ed Mahoney

Ed MahoneyBuyer

I had a fantastic experience working with Apple Real Estate! They have a deep knowledge of the market and commitment to helping me find the perfect home made the entire process so much easier. He guided me through every step, answered al...